No confusion, no fine print you find out about later. Just what happens, step by step, once you're ready to fix your credit.
Handle it yourself with the exact letters and steps, or hand the whole thing to me. Either way works, it just depends on how hands-on you want to be.
Collections, late payments, charge-offs, inquiries, whatever it is, we figure out what's inaccurate, outdated, or unverifiable, since those are the things you have a legal right to challenge.
If you're doing it yourself, you send the letters I give you. If I'm handling it, I send everything and follow up every round so nothing stalls out.
Items get removed, your score starts reflecting the work, and you're not guessing what's happening with your credit anymore.
You get the exact pre-written dispute letters and a step-by-step process. You send them yourself, no guesswork on what to say or when.
I pull your reports, build your strategy, and handle every round myself, letters, follow-up, tracking. You just watch the updates come in.
Can't pay it all at once? Deposits are accepted on every plan. We'll set up a payment schedule, biweekly or monthly, built around what actually works for your budget until the balance is paid off.
Questions first? DM me on Instagram, or text "FRESH START" to 272-317-8877 and I'll walk you through it.